Our Reclaim calculator will provide you with an accurate result based on your entries. However, please be aware we do not know every detail regarding your claim so the calculator may make reasonable assumptions (below are examples of possible assumptions).
Click below on your bank logo to start your calculation
These are possible assumptions:
Loans: We assume you have made every payment in full, have not missed any payments until your end date and your loan was a standalone product (not re-financed) with a lump sum of PPI added to the initial amount borrowed. If you do not know the amount of PPI you paid, we estimate it. Cost of PPI on loans varied depending on the duration of the loan.
Mortgages: We assume you maintained the same monthly PPI payment for the life of your mortgage and did not miss any payments. If you do not know the amount of PPI you paid, we estimate it by using 6% of your monthly payment.
Cards: We assume you maintained the average statement balance each month for the life of your card and you did not incur any fees for going over-limit or missing a payment and you did not use your card for cash withdrawals. If you do not know your card interest rate or cost of PPI, we estimate these at 20% pa and a typical £1 per £100 statement balance each month.
To start your claim or to have a chat with one of our claim advisers, simply call 0161 641 5396 or pop your details into the short form and we will call you back.
You can also claim the full premium on the policy direct. If you feel the service has been missold you need to firstly complain to your bank direct that you feel the product has been missold; allow the bank 8 weeks to reply; if you do not receive a reply within 8 weeks you can take you complaint further by contacting the Financial Ombudsman Service. For further advice please the call the Financial Ombudsman Service on 0800 023 4 567 or alternatively visit their website http://www.financial-ombudsman.org.uk/default.htm