You can also reclaim direct the full premium on the policy direct. If you feel the service has been missold you need to firstly complain to your bank direct that you feel the product has been missold; allow the bank 8 weeks to reply; if you do not receive a reply within 8 weeks you can take you complaint further by contacting the Financial Ombudsman Service. For further advice please the call the Financial Ombudsman Service on 0800 023 4 567 or alternatively visit their website http://www.financial-ombudsman.org.uk/default.htm
Knowing how to reclaim back what you are owed is a simple process but can be extremely stressful. Having to reclaim can be a long process and can take a number of months of constantly chasing up banks etc. The long stressful process we are happy to deal with and having on board experienced knowledgable financial advisors can help the process. Simply contact us for more info on how we can claim on your behalf.